Man. I couldn't really disagree more re: Financial Samurai. That dude strikes me as a complete troll. His older articles aren't too bad, but the past several years, he's pivoted to a Get Rich or Die Tryin' mentality, and publishes endlessly repetitive takes. I think he's more an SEO expert than a financial one, at this point. If you can't figure out how to live on ~$380k of passive income, you have no business giving the general public financial advice.
I hear you; I just think he's far more risk averse than most people. He sets a high, conservative bar for his readers and himself that, at the risk of being overkill, almost guarantees success. Given finance, like tech, is not a field you can easily return to after leaving, I think the conservatism is merited.
https://stratechery.com/2024/elon-dreams-and-bitter-lessons/
https://www.financialsamurai.com/minimum-investment-threshol...